Money , Banking and Public Finance (मुद्रा , बैंकिंग एवं सार्वजनिक वित्त )

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Course Code: A080401T

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eqnzk rFkk eqnzk dk ewY;& eqnzk& vFkZ] dk;Z rFkk oxhZdj.k; xzs'ke dk fu;e; iw¡thoknh] lektoknh rFkk fefJr vFkZO;oLFkkvksa esa eqnzk dh Hkwfedk; ekSfæd ekud & uksV fuxZeu dh /kkfRod rFkk dkxth ç.kkyhA  eqnzk ifjek.k fl)kar & udn ysunsu rFkk udn larqyu –f"Vdks.k; dsusfl;u –f"Vdks.kA

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okf.kfT;d cSafdax& vFkZ ,oa ifjHkk"kk; okf.kfT;d cSadksa ds dk;Z; lk[k fuekZ.k dh çfØ;k & mn~ns'; ,oa lhek,¡; cSadksa dh nkf;Ro ,oa laifRr; Lora=rk ds i’pkr~ Hkkjr esa okf.kfT;d cSafdax dk fodkl; jk"Vªh;dj.k ds i’pkr~  okf.kfT;d cSafdax dh çxfr dk ,d egÙoiw.kZ ewY;kadu; Hkkjr esa cSafdax {ks= esa vk/kqfud lq/kkjA

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,d dsaæh; cSad ds dk;Z; _.k fu;a=.k ds ek=kRed rFkk xq.kkRed fof/k;k¡ & cSad nj uhfr] [kqyk cktkj lapkyu] ifjorZuh; dks"k vuqikr rFkk p;ukRed fof/k;k¡; Hkkjrh; fjtoZ cSad dh Hkwfedk rFkk dk;Z; Hkkjr ds fo'ks"k lanHkZ esa ekSfæd uhfr ds mn~ns'; ,oa lhek,¡A

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lkoZtfud foRr dh ç—fr ,oa {ks=& lkotZfud foRr dk vFkZ ,oa ifjHkk"kk rFkk {ks=; futh rFkk lkoZtfud foRr ds e/; varj; lkoZtfud oLrq cuke futh oLrq; vf/kdre lkekftd ykHk dk fl)kar; cktkj foQyrk( ljdkj dh HkwfedkA

bdkbZ 6

lkoZtfud O;;& lkoZtfud O;; dk vFkZ] oxhZdj.k rFkk fl)kar; lkoZtfud O;; ds fl)kar ,oa çHkko; lkoZtfud O;; dh ço`fÙk;k¡ rFkk Hkkjr esa lkoZtfud O;; ds fodkl ds dkj.kA

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djk/kku& lkoZtfud jktLo ds lzksr; djk/kku& vFkZ] fl)kar rFkk djksa dk oxhZdj.k; dj Hkkj dk foHkktu& ykHk ,oa Hkqxrku djus dh {kerk –f"Vdks.k; djk/kku ,oa djkikr; dj nku {kerk; djk/kku ds çHkko; ,d vPNh dj ç.kkyh dh fo’ks"krk,¡A

bdkbZ 8

jktdks"kh; uhfr& ?kVd] lk/ku] mn~ns';A fodflr rFkk fodkl'khy ns'kksa esa jktdks"kh; uhfr dh Hkwfedk] Hkkjr ljdkj dh ctV lajpuk] jkT; ctV& jktLo rFkk O;; ds lzksrA Hkkjr esa çeq[k dj lq/kkjA Hkkjr esa jktdks"kh; la?kokn% jktdks"kh; lEcU/k dsan&jkT;] la?kh; jktdks"kh; vlarqyu rFkk foRr vk;ksx dh HkwfedkA LFkkuh; fudk;ksa dk foRrA

Syllabus

Subject: Economics

Course Code: A080401T

Course Title: Money, Banking and Public Finance

PART I

Unit I

Money and Value of Money: Money - Meaning, Functions and Classification; Gresham’s Law; Role of Money in Capitalist, Socialist and Mixed Economies; Monetary Standards -Metallic and Paper Systems of Note Issue. Quantity Theory of Money - Cash Transaction and Cash Balance Approaches; The Keynesian Approach.

Unit II

Supply of Money: Definitions—Determinants of Money Supply—High Powered Money and Money Multiplier—Indian Currency system.

Unit III

Commercial Banking: Meaning and types; Functions of Commercial Banks; The process of Credit Creation - Purpose and Limitations; Liabilities and Assets of banks; Evolution of Commercial Banking in India after Independence; A Critical Appraisal of the Progress Of Commercial Banking after Nationalization; Recent Reforms in Banking Sector in India.

Unit IV

Functions of a Central Bank; Quantitative and Qualitative Methods of Credit Control - Bank Rate Policy, Open Market Operations, Variable Reserve Ratio and Selective Methods; Role and Functions of the Reserve Bank of India; Objectives and Limitations of Monetary Policy with Special Reference to India.

PART II

Unit V

Nature and Scope of Public Finance: Meaning and scope of Public Finance; Distinction between Private and Public Finance; Public Goods Vs. Private Goods; The Principle of Maximum Social Advantage; Market Failure; Role of the Government.

Unit VI

Public Expenditure: Meaning, Classification and Principle of Public Expenditure; Canons and Effects of Public Expenditure; Trends in Public Expenditure and Causes of Growth of Public Expenditure in India.

Unit VII

Taxation: Sources of Public Revenue; Taxation — Meaning, Canons and Classification of Taxes; Division of Tax Burden — The Benefit and Ability-To-Pay Approaches; Impact and Incidence of Taxes; Taxable Capacity; Effects of Taxation; Characteristics of A Good Tax System.

Unit VIII

Fiscal policy: Components, Instruments, Objectives. Role of Fiscal Policy in Developed and Developing Countries, Budget Structure of the Government of India, State Budget- Sources of Revenues and Expenditures. Major Tax Reforms in India. Fiscal Federalism in India: Union-State Fiscal Relations, Federal Fiscal Imbalances and the Role of Finance Commission. Finances of Local Bodies.

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fo"k; dksM& A080401T

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bdkbZ 1& eqnzk rFkk eqnzk dk ewY;& eqnzk& vFkZ] dk;Z rFkk oxhZdj.k; xzs'ke dk fu;e; iw¡thoknh] lektoknh rFkk fefJr vFkZO;oLFkkvksa esa eqnzk dh Hkwfedk; ekSfæd ekud & uksV fuxZeu dh /kkfRod rFkk dkxth ç.kkyhA  eqnzk ifjek.k fl)kar & udn ysunsu rFkk udn larqyu –f"Vdks.k; dsusfl;u –f"Vdks.kA

bdkbZ 2& Ekqnzk dh vkiwfrZ& ifjHkk"kk& eqæk vkiwfrZ ds fu/kkZjd& mPp 'kfDr okyh eqnzk rFkk eqnzk xq.kd& Hkkjrh; eqæk ç.kkyhA

bdkbZ 3& okf.kfT;d cSafdax& vFkZ ,oa ifjHkk"kk; okf.kfT;d cSadksa ds dk;Z; lk[k fuekZ.k dh çfØ;k & mn~ns'; ,oa lhek,¡; cSadksa dh nkf;Ro ,oa laifRr; Lora=rk ds i’pkr~ Hkkjr esa okf.kfT;d cSafdax dk fodkl; jk"Vªh;dj.k ds i’pkr~  okf.kfT;d cSafdax dh çxfr dk ,d egÙoiw.kZ ewY;kadu; Hkkjr esa cSafdax {ks= esa vk/kqfud lq/kkjA

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bdkbZ 6& lkoZtfud O;;& lkoZtfud O;; dk vFkZ] oxhZdj.k rFkk fl)kar; lkoZtfud O;; ds fl)kar ,oa çHkko; lkoZtfud O;; dh ço`fÙk;k¡ rFkk Hkkjr esa lkoZtfud O;; ds fodkl ds dkj.kA

bdkbZ 7&djk/kku& lkoZtfud jktLo ds lzksr; djk/kku& vFkZ] fl)kar rFkk djksa dk oxhZdj.k; dj Hkkj dk foHkktu& ykHk ,oa Hkqxrku djus dh {kerk –f"Vdks.k; djk/kku ,oa djkikr; dj nku {kerk; djk/kku ds çHkko; ,d vPNh dj ç.kkyh dh fo’ks"krk,¡A

bdkbZ 8& jktdks"kh; uhfr& ?kVd] lk/ku] mn~ns';A fodflr rFkk fodkl'khy ns'kksa esa jktdks"kh; uhfr dh Hkwfedk] Hkkjr ljdkj dh ctV lajpuk] jkT; ctV& jktLo rFkk O;; ds lzksrA Hkkjr esa çeq[k dj lq/kkjA oLrq ,oa lsok djA Hkkjr esa jktdks"kh; la?kokn% jktdks"kh; lEcU/k dsan&jkT;] la?kh; jktdks"kh; vlarqyu rFkk foRr vk;ksx dh HkwfedkA LFkkuh; fudk;ksa dk foRrA

Syllabus

Chaudhary Charan Singh University, Meerut and
Maa Shakumbhari University, Saharanpur

Subject: Economics

Course Title: Money, Banking and Public Finance

Course Code: A080401T

PART I

Unit I: Money and Value of Money: Money - Meaning, Functions and Classification; Gresham’s Law; Role of Money in Capitalist, Socialist and Mixed Economies; Monetary Standards -Metallic and Paper Systems of Note Issue. Quantity Theory of Money - Cash Transaction and Cash Balance Approaches; The Keynesian Approach.

Unit II: Supply of Money: Definitions—Determinants of Money Supply—High Powered Money and Money Multiplier—Indian Currency system.

Unit III: Commercial Banking: Meaning and types; Functions of Commercial Banks; The process of Credit Creation - Purpose and Limitations; Liabilities and Assets of banks; Evolution of Commercial Banking in India after Independence; A Critical Appraisal of the Progress Of Commercial Banking after Nationalization; Recent Reforms in Banking Sector in India.

Unit IV: Functions of a Central Bank; Quantitative and Qualitative Methods of Credit Control - Bank Rate Policy, Open Market Operations, Variable Reserve Ratio and Selective Methods; Role and Functions of the Reserve Bank of India; Objectives and Limitations of Monetary Policy with Special Reference to India.

PART II

Unit V: Nature and Scope of Public Finance: Meaning and scope of Public Finance; Distinction between Private and Public Finance; Public Goods Vs. Private Goods; The Principle of Maximum Social Advantage; Market Failure; Role of the Government.

Unit VI: Public Expenditure: Meaning, Classification and Principle of Public Expenditure; Canons and Effects of Public Expenditure; Trends in Public Expenditure and Causes of Growth of Public Expenditure in India.

Unit VII: Taxation: Sources of Public Revenue; Taxation — Meaning, Canons and Classification of Taxes; Division of Tax Burden — The Benefit and Ability-To-Pay Approaches; Impact and Incidence of Taxes; Taxable Capacity; Effects of Taxation; Characteristics of A Good Tax System.

Unit VIII: Fiscal policy: Components, Instruments, Objectives. Role of Fiscal Policy in Developed and Developing Countries, Budget Structure of the Government of India, State Budget- Sources of Revenues and Expenditures. Major Tax Reforms in India. Goods and Services Tax. Fiscal Federalism in India: Union-State Fiscal Relations, Federal Fiscal Imbalances and the Role of Finance Commission. Finances of Local Bodies.