Management Of Financial Services

                                                                                                                                             Syllabus

                                                                                            (BCOP 612-18)                 

Unit-I

Financial Services: Meaning, Features, Importance, Contribution of Financial Services in Promoting Industry – Service Sector.

Merchant Banking: Meaning, Origin and Growth of Merchant Banking in India. Scope of Merchant Banking Services, Merchant Bankers and Management of Public Issues, Merchant Banking Practices in India. Weakness in the Functioning of Merchant Bankers in India.

Unit-II

Lease Financing: Meaning, Types of Leasing – Factors Influencing Lease, Performance of Leasing Industry in India. Hire Purchase: Concept and Characteristics of Hire Purchase. Difference between hire Purchase and Leasing. Mathematics of Hire Purchase: Calculation of Effective Interest Rate - Legal Aspects of Hire Purchase - Tax implications of Hire Purchase. RBI Guidelines for Hire Purchase, Problems of Hire–Purchasing Companies in India.

Unit-III

Credit Rating: Concept of Credit Rating. Types of Credit Rating - Advantages and Disadvantages of Credit Rating - Credit Rating Agencies & their Methodology - Emerging Avenues of Rating Services - International Credit Rating Practices.

Mutual Funds: Concept of Mutual Funds. Growth of Mutual Funds in India. Mutual Fund Schemes Money Market Mutual Funds – Private Sector Mutual Funds – Functioning of Mutual Funds in India.

Factoring: Concept of Factoring -why Factoring, Types of Factoring, Factoring Mechanism, Securitization of Debt – Concept and Mechanism.

Unit-IV

Retail Banking Services: Personal Loan , Home Loons , Car Loans , Consumer Loans, Educational Loans Concept of Plastic Money Credit Cards Debit Card (Meaning , Features , Types , Merits and De Merits of Each Services are Covered).

Venture Capital: Concept of Venture Capital Fund, Characteristics, Growth of Venture Capital Funds in India.