Banking And Financial Services

Syllabus

Course Code: BA4003

Banking and Financial Services

Unit I: Introduction to Indian Banking System and Performance Evaluation                                  9

Overview of Indian Banking System – Structure – Functions – Key Regulations in Indian Banking Sector –RBI Act, 1934/ 2006 –Banking Regulation Act, 1949– Negotiable Instruments Act 1881/ 2002 – Provisions Relating to CRR – Provision for NPA’s - Overview of Financial Statements of Banks – Balance Sheet – Income Statement – CAMEL.

Unit II: Managing Bank Funds/ Products & Risk Management                                                         9

Capital Adequacy – Deposit and Non-Deposit Sources – Designing Deposit Schemes and Pricing of Deposit Sources – Loan Management – Investment Management – Asset and Liability Management – Financial Distress – Signal to Borrowers – Prediction Models – Risk Management – Interest Rate – Forex – Credit Market –Operational and Solvency Risks –NPA’s – Current Issues on NPA’s – M&A’s of Banks into Securities Market.

Unit III: Development in Banking Technology                                                                                     9

Payment System in India – Paper Based – E Payment – Electronic Banking – Plastic Money – E-Money –Forecasting of Cash Demand at ATM’s – The Information Technology Act, 2000 in India – RBI’s Financial Sector Technology Vision Document – Security Threats in E-Banking & RBI’s Initiative.

Unit IV: Asset Based Financial Services                                                                                                9

Introduction – Need for Financial Services – Financial Services Market in India – NBFC – RBI Framework and Act for NBFC – Leasing and Hire Purchase – Financial Evaluation – Underwriting – Mutual Funds.

Unit V: Insurance and Other Fee Based Financial Services                                                                9

Insurance Act, 1938 –IRDA – Regulations – Products and Services – Venture Capital Financing – Bill Discounting – Factoring – Merchant Banking – Role of SEBI.