Current Trends & Cases In Finance

Syllabus

FIN-404: Current Trends & Cases in Finance

Unit-I

Microfinance: Meaning, definition and conceptual framework and its history–Models of microfinance–Microcredit Vs Micro-savings Vs Microfinance–Microfinance institutions (MFI) Development of microfinance in India–GOI, RBI and NABARD initiatives for development of microfinance in India–Innovative microfinance models in India–Issues faced by microfinance in India–case study of SKS MFI and Grameen Bank. Value chain financing–Rural
finance–need for rural finance–Chit fund finance and its regulation in India–Sharadha chit fund case study, Shadow banking.

Unit-II

Small Finance Banks: Operating guidelines of Reserve Bank of India for small finance banks–Small finance banks and financial inclusion–History and list of small finance banks–functions of small finance banks–Business model of small finance banks. Self Help Group Approach: The Concept, Why Self-Help Groups?–Objectives–Promotion, Group Dynamics in Growth of SHGs: Issues to be addressed–General Functioning Norms, What are the Books kept by a SHG? Best Empowerment Strategy, Networking of Self Help Groups; Institutionalization of Self Help Movement; Objectives and Functions of Networking–Credit Rating and Bank Linkage, Grading of Self Help Groups; Development of Rating Instrument–Linking of Self Help Group to Bank, Step-wise process of Operating of SHG.

Unit-III

Retail Banking: Alternate delivery channels–Customer Relationship management vs. Customer Interaction management (CIM)-echnology as a differentiator- International Trends and Tools. Payment banks–Operating guidelines of Reserve Bank of India for payment banks–Payment banks and financial inclusion–History and list of payment banks – functions of payment banks–Business model of payment banks.

Unit IV

Startups in India: Fund raising norms for startups-SEBI regulations on startup listing and fund raising–Angel funding– Origin of angel funding – SEBI regulations on angel funding–Financial Technology–Fintech companies in India-Prepaid payment mechanism in India–Prepaid payment mechanisms–Smart cards, magnetic stripe cards, internet accounts, online or e-wallets, mobile accounts, mobile wallets and paper vouchers–Types of ewallets–RBI regulations on prepaid payment mechanism–Growth of prepaid payment mechanism in India. The expanding role of automation and digitisation, collaborative decision-making models and accelerated pace of change in operating conditions due to digital technology. Financial (Data) Analytics- the concepts, increased reliance on data, Decision driven data. Schemes Available for new startups by Government in the form of Finances

Unit-V

The case study will be based on Financial Management and Advance Financial Management Course syllabus.