Banking And Insurance GTU MBA Third Semester

Course Content: Unit No. Content No. of Hours % of Weightage

1.

Banking Fundamentals & Financial Products

- Overview of Retail, and Wholesale banking in Indian context,

- Banking Products and Services (Retail & Corporate)

- Internet and Mobile Banking: Features, Security & Opportunities

- Banker-Customer Relationship: Legal & Ethical Dimensions

- KYC Norms and AML

- Overview of Various products and Services of Banking

11

17

2.

Loans, Advances, NPAs & Digital Banking Ecosystem

- Principles of Sound Lending, Credit Appraisal, Types of Loans

- Secured vs Unsecured Lending: Mortgage, Hypothecation, Pledge

- Credit Cards, Home Loans, Personal Loans

- Social Banking, Microfinance, SHGs

- Overview of NPAs classification under SARFAESI Act, 2002, Debt Recovery Tribunal, and Insolvency and Bankruptcy Code

- Digital Financial Services: UPI, RTGS, NEFT, Wallets, FinTech Trends

12

18

3.

Risk Management & Insurance Principles - Concept of Risk: Types, Risk Assessment, Quantification

- Risk Management Process & Levels

- Introduction to Insurance: Functions, Insurable Risk

- IRDA and Legal Framework

- Principles of Insurance: Utmost Good Faith, Indemnity, Insurable Interest, Proximate Cause, Arbitration

- Social & Economic Role of Insurance

10

17

4.

Insurance Products, Underwriting & Claims

- Life Insurance: Products, Pricing, Riders, Pension Plans

- Non-Life Insurance: Fire, Marine, Health, Auto

- Underwriting: Types, Process, Premium Setting, Tariff Making

- Claim Management: Guidelines, Types of Claims

- Reinsurance: Functions, Techniques, Risk Sharing

- Financial Performance: Ratios, ALM, Technical Provisions (IRDA Guidelines for performance and corporate governance)