Rural and Micro Finance

Syllabus

SE FIN - 13: Rural and Micro Finance

Unit 1: Overview of Microfinance: Background, Concept, Fundamentals of Microfinance, Characteristics of Micro Finance, Microfinance & Banking, The Grameen Bank, Microfinance & Micro Credit, Microfinance 1. NGOs, Channels of Microfinance, Microfinance & Rural Development- Role of MFIs and Rural Credit, Types of Rural Credit, Poverty, Microfinance and Economic Well-being, Microfinance & Women Empowerment, Financial Inclusion.                                                                                                   (5+2) 

Unit 2: Microfinance Lending Models and its Financial & other Products: Microfinance Delivery Models and Banks Linkages Programme MFI Group Lending Model, MFI Individual Lending Model, MFI Loan Products & Related Issues, MFI Savings & Saving Products, Remittances, MFI Micro Insurance. (8+2)  

Unit 3: Microfinance Service Providers and Microfinance Institutions: Governance and the Constitution of the Board of Various Forms of MFIs in India, Intermediaries for Microfinance, Commercialization of Microfinance Institutions, Challenges to Microfinance Institutions.                (7+2)  

Unit 4: Microfinance & Self Help Groups: Meaning of SHGs, Pattern of their Functions-Funding Agencies of these SHGs-Provisions under SHGs- Savings, Credit, Marketing & Insurance, Financial & Social Inclusion Through SHGs, SHGs and Entrepreneurship Development, NABARD and SHGs - SHGS & Bank Linkages - SHGs and Training Programmes, SHGs and Economic Empowerment, Role of SHGs in Poverty Alleviation- Cases Related to Indian Context.                                                                                     (7+2) 

Unit 5: Issues, Trends and Strategic alliances in Microfinance: Emerging Issues in Microfinance, Recent Trends in Microfinance, Microfinance & Sustainable Development, Role of Technology in Microfinance, Microfinance & Gender Equality, Impact of Microfinance on Women Empowerment.            (8+2)