Fundamentals of Banking

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Dr. (Prof.) Sarita Jain, Dr. Nandini Sharma & Dr. Bhupendra Kumar

BBA,University of Rajasthan, Sixth Semester

Syllabus
Unit-I
Overview of Indian Banking Sector: Structure of Indian Banking Sector, Source of Funds for a Bank, Various Deposit Products.
 
Unit-II
Types of Bank Financing: Fund based and Non-fund base, Cash Credit, Bank Overdraft, Term loan, Demand loan, Export/Import Financing, Rural/Farm Lending, etc. Bank Guarantee, Introduction to NPA and its Management, Classification of NPAs and Recovery Strategy.
 
Unit-III
Central Banking Concept: Function and Role of RBI – Money Creator, Credit Regulator, Supervision of Banking Sector, Reforms in Indian Banking – Narsimhan Committee I and II.
 
Unit-IV
Fundamentals of Investment Banking: Fund based and Fee based services, Innovation in banking; E-Banking.
 
Unit-V
Introduction of NBFCs: Role and Classification.
UOR/BBA/6/03
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